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People rest API

Credit Worthiness Check

The API return the person's credit worthiness in JSON format, as specified by Bisnode ID.

People REST APIs
People REST APIs

In order to use the API you must have the valid environment-specific username and password. Before any API requests, you need to obtain an API KEY. You will get a valid API KEY (it's called a ticket) by using the ticket API (Please, read how to use ticket API).

The API KEY must be sent in the request custom header element (named ticket or x-api-key). If the API KEY value is valid then API request will be successful (http status code 200), otherwise it will fail (http status code 401). All API requests must be made over HTTPS. REQUEST THE username and password

API endpoints

  • https://api.bisnode.fi/people/info/v2/credit-worthiness - production environment
  • https://api-test.bisnode.fi/people/info/v2/credit-worthiness - test environment

API response

Data elementDescription
BisnodeId The unique person id
CreditWorthiness Person's credit worthiness check are shown in classes 0-10. Class 0: low risk. Class 10: high risk.

API request parameters

ParameterDescription 
id Bisnode ID X
X = Mandatory

https://api.bisnode.fi/people/info/v2/credit-worthiness/{id}

API request and response example

curl 'https://api.bisnode.fi/people/info/v2/credit-worthiness/FI2101002136868' -H 'x-api-key: 1234567890ABC'

Successful request and the API return results in JSON format.

{
    "BisnodeId": "FI2101002136868",
    "CreditWorthiness": 2,
    "CreditWorthinessScale": {
        "0": "Low risk",
        "10": "High risk",
        "null": "Unknown"
    }
}

Swagger documentation - read more!»