Update to UK delinquency Score

A new model for the UK Delinquency Score has been developed and will be implemented over the weekend of 9th – 11th February 2018, with new scores being produced from 12th February 2018.

As part of this release, the Raw Score calculation remains unchanged, i.e. the Raw Score is derived using the same algorithm and data elements as previously. The only change relates to the mapping table from the Raw Score to the 1-100 Percentile Score. This was required to help ensure that the 1-100 score maintains a percentile distribution.

As a result of the mapping change there will be significant movements to some DUNS values. In particular those in the higher risk bandings, will see an uplift to their 1-100 values. For the UK universe, the predicted changes are as follows:

  • 4.8% of all businesses will see a deterioration in their score
  • 2.4% of all businesses will see no change to their score
  • 20.3% will move up between 1 and 10 percentile points
  • 21.3% will move up between 11 and 20 percentile points
  • 17.1% will move up between 21 and 30 percentile points
  • 34.2% will move up by 30 percentile points or more

All priority and monitored DUNS will be rescored as soon as possible, with the remainder of the UK universe being rescored, as and when any data elements for that DUNS change. We envisage that the total UK population should be rescored within a six-month period.

Customers who use the 1-100 percentile are advised to implement appropriate testing to assess the impact of this change on their own internal analytical usage. Products affected include the following: Toolkit, Portfolio Manager, D&B Credit, D&B Credit Monitor, Direct+, BIR / Reports, DBAI, Onboard.

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